For most, purchasing a home wouldn’t be possible without some help from banks and lenders – even some multimillionaires use them to finance investments and properties. For anyone who doesn't... read more →
The age old argument; to buy or to rent. Like any financial decision, there are costs and benefits associated with buying or renting. Here we discuss some of the important... read more →
In most situations involving a discussion surrounding money, preparation is key. The ability to be able to anticipate what will [most likely] happen in the future, or in this case,... read more →
This is a very common question, how much can you afford to borrow? Well, your borrowing capacity is based purely on you income and expenditure, which is different for everyone.... read more →
Well, to be complete honest - A LOT of personal information is required! However, the information required for a loan application depends on many factors. For example, which lender you... read more →
How do I pay my loan off quicker? Well, there are multiple ways, but it depends on your circumstance. It is easier to pay off a variable loan quicker if... read more →
This week we're going to talk about pre-approvals. The need to knows & any important information you may not be aware of. Here are some pre-approval FAQ's that we get... read more →
What is Positive or Comprehensive Credit Reporting (CCR)? CCR is Australia’s new credit reporting system. CCR is making it easier for lenders to make comprehensive and balanced assessments of a... read more →
What is LVR? LVR stands for the “Loan to Value Ratio” and is simply what it states. It’s the amount of money you borrow for a home loan divided by... read more →
Can I change jobs or circumstances mid loan application? NO. Your loan application is assessed on your current circumstances. So if that changes you may or may not get that... read more →