Can casual workers get a home loan? In the past working casually meant you would find it difficult getting a home loan. This is NOT the case anymore. More and... read more →
Lenders mortgage insurance (LMI) FAQ: Q: What is lenders mortgage insurance? Lenders mortgage insurance (Also known as LMI) is a one off, upfront fee that you pay to the lender.... read more →
What are the different roles of a settlement agent, real estate agent and a mortgage broker when purchasing a property? The settlement agent- This is who completes all the legal... read more →
Myth: If I buy a house in my name and claim FHOG, my partner will still be eligible to claim FHOG, if we buy another house in their sole name.... read more →
FHOG is a grant given from the State Government to help and encourage first home owners to buy or build a residential property to use as their principal place of... read more →
How do you build Equity? As discussed last week, Equity is the amount of your home that you actually own. This is the property value - the loan balance =... read more →
So, What is Equity? In regards to property, it is an asset that comes from the homeowners interest in a property. How much Equity you have is worked out by... read more →
Myth: I must contribute a 20% deposit to be eligible for a housing loan In Today's housing market, it can be really tough to save a 20% deposit for a... read more →
What is and what isn't classified as genuine savings? Our next blog topic will be about why genuine savings is so important when you're borrowing.... Below is a list of... read more →
**MYTH BUSTING TUESDAYS** Myth: ''All lenders are the same, research isn't necessary" INCORRECT! All lenders are so different! Each lender can offer you different rates, products and policies. What... read more →