For most, purchasing a home wouldn’t be possible without some help from banks and lenders – even some multimillionaires use them to finance investments and properties. For anyone who doesn't... read more →
The age old argument; to buy or to rent. Like any financial decision, there are costs and benefits associated with buying or renting. Here we discuss some of the important... read more →
Your other debts can majorly affect your chances! This is because the bank takes into consideration the repayments, not how long you have left to repay it with, not the... read more →
The other day, I was taking a walk-through Applecross just to check out the beautiful homes and I thought to myself, what makes people choose where they live? OR, more... read more →
"Risk assessment" is a term used mostly across the finance and banking industry. It's usually used when determining the likelihood of loss on an asset, loan, or investment. Assessing risk... read more →
This is a very common question, how much can you afford to borrow? Well, your borrowing capacity is based purely on you income and expenditure, which is different for everyone.... read more →
Well, to be complete honest - A LOT of personal information is required! However, the information required for a loan application depends on many factors. For example, which lender you... read more →
At M Finance, majority of our clients come from suburbs within the City of Rockingham. Some of those clients are young families or couples looking to start a family, so... read more →
Myth: I need a deposit to be eligible for a mortgage TRUE (for majority of situations), you will need a deposit of some sort. This is to show the banks... read more →
**MYTH BUSTING TUESDAYS** Myth: ''All lenders are the same, research isn't necessary" INCORRECT! All lenders are so different! Each lender can offer you different rates, products and policies. What... read more →