For most, purchasing a home wouldn’t be possible without some help from banks and lenders – even some multimillionaires use them to finance investments and properties. For anyone who doesn't... read more →
The age old argument; to buy or to rent. Like any financial decision, there are costs and benefits associated with buying or renting. Here we discuss some of the important... read more →
When it comes to coming up with a house deposit, everyone is in a different situation. Some have 20% genuine savings, some have the equity from another home loan and... read more →
Do you sometimes think to yourself "where does all my money go"? or "I should be able to save more". Chances are, you probably need to sit down and do... read more →
In most situations involving a discussion surrounding money, preparation is key. The ability to be able to anticipate what will [most likely] happen in the future, or in this case,... read more →
Your other debts can majorly affect your chances! This is because the bank takes into consideration the repayments, not how long you have left to repay it with, not the... read more →
The other day, I was taking a walk-through Applecross just to check out the beautiful homes and I thought to myself, what makes people choose where they live? OR, more... read more →
"Risk assessment" is a term used mostly across the finance and banking industry. It's usually used when determining the likelihood of loss on an asset, loan, or investment. Assessing risk... read more →
This is a very common question, how much can you afford to borrow? Well, your borrowing capacity is based purely on you income and expenditure, which is different for everyone.... read more →
Well, to be complete honest - A LOT of personal information is required! However, the information required for a loan application depends on many factors. For example, which lender you... read more →