For most, purchasing a home wouldn’t be possible without some help from banks and lenders – even some multimillionaires use them to finance investments and properties. For anyone who doesn't... read more →
The age old argument; to buy or to rent. Like any financial decision, there are costs and benefits associated with buying or renting. Here we discuss some of the important... read more →
When it comes to coming up with a house deposit, everyone is in a different situation. Some have 20% genuine savings, some have the equity from another home loan and... read more →
Do you sometimes think to yourself "where does all my money go"? or "I should be able to save more". Chances are, you probably need to sit down and do... read more →
In most situations involving a discussion surrounding money, preparation is key. The ability to be able to anticipate what will [most likely] happen in the future, or in this case,... read more →
This is a very common question, how much can you afford to borrow? Well, your borrowing capacity is based purely on you income and expenditure, which is different for everyone.... read more →
Myth: I need a deposit to be eligible for a mortgage TRUE (for majority of situations), you will need a deposit of some sort. This is to show the banks... read more →
Myth: I must contribute a 20% deposit to be eligible for a housing loan In Today's housing market, it can be really tough to save a 20% deposit for a... read more →
WHAT IS GENUINE SAVINGS AND WHY IS IT SO IMPORTANT? Genuine savings is a common term in the home loan industry. It refers to the type of acceptable savings that... read more →
What is and what isn't classified as genuine savings? Our next blog topic will be about why genuine savings is so important when you're borrowing.... Below is a list of... read more →