Myth: I need a deposit to be eligible for a mortgage
TRUE (for majority of situations), you will need a deposit of some sort. This is to show the banks you’ve put in some hard work and saved up some money!
As previously discussed in another blog post, you can get a mortgage with a deposit as little as 2%. You can even be eligible for no deposit in specific and rare circumstances. However, this is mainly for Guarantor scenarios or if you have equity in a property already.
However, it’s always a good idea to save as much as possible, as it’s less you have to pay off in the long run!
If you’ve got any questions, please do not hesitate to give Fiona a call on 0412411823!
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
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