Do you sometimes think to yourself "where does all my money go"? or "I should be able to save more". Chances are, you probably need to sit down and do... read more →
Well, to be complete honest - A LOT of personal information is required! However, the information required for a loan application depends on many factors. For example, which lender you... read more →
What is LVR? LVR stands for the “Loan to Value Ratio” and is simply what it states. It’s the amount of money you borrow for a home loan divided by... read more →
Can I change jobs or circumstances mid loan application? NO. Your loan application is assessed on your current circumstances. So if that changes you may or may not get that... read more →
Can casual workers get a home loan? In the past working casually meant you would find it difficult getting a home loan. This is NOT the case anymore. More and... read more →
Lenders mortgage insurance (LMI) FAQ: Q: What is lenders mortgage insurance? Lenders mortgage insurance (Also known as LMI) is a one off, upfront fee that you pay to the lender.... read more →
What are the different roles of a settlement agent, real estate agent and a mortgage broker when purchasing a property? The settlement agent- This is who completes all the legal... read more →
So, What is Equity? In regards to property, it is an asset that comes from the homeowners interest in a property. How much Equity you have is worked out by... read more →