Many of the banks are now are asking for a budget and break down of the clients basic living expenses. This is due to the responsible lending act. This is... read more →
Myth: If I buy a house in my name and claim FHOG, my partner will still be eligible to claim FHOG, if we buy another house in their sole name.... read more →
FHOG is a grant given from the State Government to help and encourage first home owners to buy or build a residential property to use as their principal place of... read more →
So, What is Equity? In regards to property, it is an asset that comes from the homeowners interest in a property. How much Equity you have is worked out by... read more →
WHAT ARE THE DIFFERENT WAYS TO GET INTO MY OWN HOME WITH NO DEPOSIT?? Option 1: Equity in another property If you already own property with substantial equity, you could... read more →
Myth: I must contribute a 20% deposit to be eligible for a housing loan In Today's housing market, it can be really tough to save a 20% deposit for a... read more →
WHAT IS GENUINE SAVINGS AND WHY IS IT SO IMPORTANT? Genuine savings is a common term in the home loan industry. It refers to the type of acceptable savings that... read more →
What is and what isn't classified as genuine savings? Our next blog topic will be about why genuine savings is so important when you're borrowing.... Below is a list of... read more →
**MYTH BUSTING TUESDAYS** Myth: ''All lenders are the same, research isn't necessary" INCORRECT! All lenders are so different! Each lender can offer you different rates, products and policies. What... read more →