Using a Self-Managed Super Fund (SMSF) to invest in property can be an effective way to build assets within a retirement portfolio, providing direct control over investment decisions.
At M Finance, we offer support in understanding SMSF loan options for residential or commercial property so you can approach your borrowing with clarity.
To get started straight away connect with the M Finance team, otherwise read on to learn more.
An SMSF loan, or Limited Recourse Borrowing Arrangement (LRBA), enables your SMSF to borrow funds to purchase property. This type of loan is structured so that only the property itself acts as collateral, protecting the rest of your SMSF assets. Rental income generated from the property goes directly into your SMSF to help pay off the loan.
For those considering residential property, an SMSF loan can facilitate the purchase of rental properties, which may offer stable rental income and potential for capital growth. We work alongside your accountant and financial adviser to ensure the SMSF loan process is streamlined and supports your broader retirement objectives.
If you’re interested in commercial property, an SMSF loan can also be used to purchase assets like offices, warehouses, or retail spaces. Commercial property typically yielding higher returns; they can be a great alternative income source, depending on market conditions and property performance.
At M Finance, we assist in navigating SMSF loan options, helping you understand the requirements for both residential and commercial properties.
Since SMSF loans are specialised, often involving specific lender criteria and potentially higher interest rates, we focus on providing clear insights into loan terms and guiding you through each stage.
We welcome the opportunity to work with you and your financial adviser to discuss how an SMSF loan can support your property investment objectives.
Mobile: 0412 411 823
Phone: (08) 9523 8414
Email: admin@mfinance.net.au
Baldivis WA
M Finance Pty Ltd.
ABN 88 154 858 018