So... you've owned your home for a while now and have accumulated some equity. Basically, you owe less than what your house is valued at. It might be time to start thinking about how to use the equity you've built up... There are plenty of things you can do with your... read more →
Jun
07
Jun
05
If you’ve started looking at houses but haven’t found the right one yet, or if you’re starting to think about looking around, it might be a good idea to try for a pre-approval. A pre-approval is great for finding out approximately you can borrow so you make sure you look... read more →
May
07
So... what exactly is settlement day? Settlement day is the day you assume legal ownership of your new home. Settlement is the official process conducted by the legal and financial representatives of both you and the seller. It's the day that all the mortgage brokers, real estate agents and conveyancers hard... read more →
May
07
For most, purchasing a home wouldn’t be possible without some help from banks and lenders – even some multimillionaires use them to finance investments and properties. For anyone who doesn't have the entire purchase price up front, home loans are essential. As a result, there are a variety of different... read more →
Apr
15
First of all, asset finance is in regard to [mostly small] business owners looking to start out, expand or grow a business, using the purchase of assets [equipment, cars, office supplies etc]. Choosing the right type of finance to buy the assets your business requires, can mean the difference between... read more →
Apr
14
Typically, Australian home owners decide to refinance based on the available interest rates; as they may get a better deal than what they're currently on. However, thats not the only thing to consider when deciding whether or not to refinance. If you are considering it, it's important to see all... read more →
Mar
31
The age old argument; to buy or to rent. Like any financial decision, there are costs and benefits associated with buying or renting. Here we discuss some of the important pros and cons to consider when deciding whether to rent or buy. Buying: Pros: The appreciation (rise) in house prices... read more →
Mar
25
When you start your own business, there's so much to learn and so much to be done. I've been working for myself for over 15 years and i still learn something new every week [which i love]. Sometimes people are of the opinion that it's easy to go out on... read more →
Mar
25
When it comes to coming up with a house deposit, everyone is in a different situation. Some have 20% genuine savings, some have the equity from another home loan and some have it gifted by family. No matter the situation, we will try our best to make it work. In... read more →
Mar
25
Do you sometimes think to yourself "where does all my money go"? or "I should be able to save more". Chances are, you probably need to sit down and do some living expenses budgeting. Budgeting is really important when you're just starting to look at buying a house. It can... read more →