Blog

If you’re a first home buyer in Western Australia, here’s what you need to know about the First Home Owner Grant (FHOG). FHOG provides eligible purchases with a one-off grant of up to $10,000 (This grant amount depends on the purchase price of your home - stamp duty is waived... read more →

Choosing the right broker, for you, is almost as important as choosing the right bank for your home loan. They've got to suit your needs, wants and understand what your priorities are. If you've got an 'out of the box' scenario, you'll want someone who has relationships and experience with... read more →

Comprehensive Credit Reporting (CCR) is being implemented in Australia by the ‘Big 4’ banks in a two-stage process. Big 4 banks had to share at least 50% of their credit accounts, both positive and negative, with credit bureaus since July 2018, and will be required to provide the remaining 50%... read more →

Teaching your kids about money will give them the vital life skills that the schooling system lacks. A lot of my clients have young families, or will do in the future, so i wanted to give you all a few ideas to educate your children about money and finance from... read more →

If you’re getting serious about purchasing your first home, it’s probably time to take a good hard look at your spending habits. In a perfect world, before applying for a home loan, you would have saved AT LEAST a 5% deposit – which is $25,000 if you're looking at houses... read more →

Budgeting basics - my tips and tricks The number one rule to financial success: spend less than you earn. The best way to do that is to keep track of what you spend and sticking to it - i see you over there eyeing off that new Apple Watch. A... read more →

“Knowledge is Power." I’m sure you’ve heard that phrase many times during the course of your life. But is knowledge really power? or is the right knowledge power? I won’t go as far as saying that what you learnt during your school years was wrong or a waste of time, but in... read more →

Interest rates have always been seen as the big influencer of property values in Australia. But not any longer. Here’s why. We know that property values are driven by supply and demand. And because most properties are purchased with bank finance, demand is driven by access to and the cost... read more →

So, you're thinking about buying a house? Maybe you're looking for a blank canvas to make your own, maybe you're on a tight budget or maybe you just like the idea of renovating! Anytime is a good time to buy a fixer-upper, as they're usually worth a little less than everything... read more →