Your other debts can majorly affect your chances! This is because the bank takes into consideration the repayments, not how long you have left to repay it with, not the... read more →
The other day, I was taking a walk-through Applecross just to check out the beautiful homes and I thought to myself, what makes people choose where they live? OR, more... read more →
"Risk assessment" is a term used mostly across the finance and banking industry. It's usually used when determining the likelihood of loss on an asset, loan, or investment. Assessing risk... read more →
This is a question we often get asked… how will my lender assess my application? Well, each lender has their own methods for weighting the factors they use to measure... read more →
Your current debt situation could be costing you more than just interest! 😕 Research shows there is a clear link between financial and mental health, with some studies noting a... read more →
This is a very common question, how much can you afford to borrow? Well, your borrowing capacity is based purely on you income and expenditure, which is different for everyone.... read more →
Well, to be complete honest - A LOT of personal information is required! However, the information required for a loan application depends on many factors. For example, which lender you... read more →
At M Finance, majority of our clients come from suburbs within the City of Rockingham. Some of those clients are young families or couples looking to start a family, so... read more →
How do I pay my loan off quicker? Well, there are multiple ways, but it depends on your circumstance. It is easier to pay off a variable loan quicker if... read more →
This week we're going to talk about pre-approvals. The need to knows & any important information you may not be aware of. Here are some pre-approval FAQ's that we get... read more →