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Many of the banks are now are asking for a budget and break down of the clients basic living expenses. This is due to the responsible lending act.
This is so the bank, and you, can see if you can afford the loan you’re applying for. This can also be helpful before you even apply to help you save up for a deposit!
However, this is not yet required by all lenders. Some also base your living expenses on your household income. It completely depends on the bank and their policies.
If you’ve got any questions, please do not hesitate to give Fiona a call on 0412411823!
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
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